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About Us
42 Solutions was founded by Devon Kennard, a former NFL player, real estate investor, and Arizona native, with one clear goal: to provide local real estate investors with fast, reliable, and relationship-based lending.
Having experienced the challenges of scaling a real estate portfolio while balancing a full-time career, Devon recognized the need for a private lending partner who could move quickly, structure deals creatively, and deliver with consistency.
We understand the realities of scaling a real estate portfolio because
we live and work in this market. That’s why we lend differently.
Three things that make us different.
WHAT WE STAND FOR
WE LEND OUR OWN MONEY
Direct capital — Devon’s own and a
select group of aligned investors.
Not a broker, not a fund shopping
your deal. When we commit, we
close.
SOLUTIONS OVER TEMPLATES
We structure around your real deal.
When other lenders say no because
it doesn’t fit their box, we look closer
and find a way.
PARTNERS, NOT TRANSCATIONS
We’re not here for one deal. We’re
built for serious operators who come
back — your capital partner as you
scale across Arizona.
Local Expertise
42 Solutions is backed by deep, on-the-ground Arizona market knowledge — including in-house valuation through Camille Kennard of Compass, and the operating experience of Devon Kennard, an experienced local investor and operator. We can value a deal fast and accurately because we live and work in this market every day.
Why We Started
42 Solutions was built to fix the things that frustrate real estate investors most about borrowing:
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Slow, uncertain lenders who can't commit
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Rigid, one-size-fits-all structures that kill good deals
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No real access to the person actually making the decision
Devon founded 42 Solutions as an operator who'd done the deals himself — and built it on a different belief: that private lending should run on certainty, flexibility, and long-term relationships, not red tape. Because we lend our own capital, we can commit with confidence and structure around the realities of your deal instead of forcing it into a generic checklist.
Today, we work directly with investors across Arizona — common-sense underwriting, reliable draws, and predictable capital — so operators can stay focused on building, knowing their lender is a partner, not an obstacle.
About Devon Kennard
Devon has been investing in Arizona real estate since 2014 — acquiring more than 50 properties as an operator and holding limited-partner positions in 50+ additional deals. He has been lending privately since 2020, and today funds 42 Solutions' loans with his own capital.
That depth of experience, as both an operator who has done the deals and a capital partner who has sat on the LP side of the table, is what shapes how 42 Solutions lends: common-sense underwriting, creative structuring, and a genuine partnership with every borrower.
He holds undergraduate and master's degrees from the University of Southern California, is an award-winning author of two books on real estate investing, and spent nine seasons as an NFL linebacker before building his full-time career in real estate and private lending. He currently serves on the board of the Arizona Private Lenders Association.
Credential badges:
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Investing in AZ Real Estate Since 2014
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50+ Properties Acquired · LP in 50+ Deals
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Private Lending Since 2020
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USC Undergraduate and Master's
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Award-Winning Author of Two Books
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9-Year NFL Veteran
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AZ Private Lenders Association, Board Member
Let’s Build
42 Solutions exists to support Arizona investors who value speed, clarity, and reliable capital. If you have a deal to discuss, we're ready to look at it.
If you have a deal to discuss, we’re ready to look at it.
Apply Now or send us the property address, purchase price, rehab budget, and estimated ARV to start the conversation.