The Lender Who Brings More Than Money

Most private lenders do one thing: wire the funds, collect interest, and stay on the sidelines.

That's fine... but it's not how I operate at 42 Solutions.

I'm a Real Estate Investor Too

I'm not lending from theory. I've invested in real estate myself and I've been in the trenches with:

• Scope of work decisions

• Rehab budgets

• Estimating ARVs

• Managing timelines and contractors

• Dealing with the stuff that always goes sideways mid-project

So when a borrower talks to me about a deal, I don't just hear numbers. I understand the project.

The Hidden Advantage: My Rolodex

One of the biggest reasons Arizona fix-and-flip projects get delayed isn't the money. It's the people.

A sub stops showing up. A roofer pushes you out three weeks. Your tile guy disappears mid-shower. Your flooring quote comes in way higher than expected.

When that happens, most lenders can't help.

But because I've been investing locally and lending to operators across Phoenix, I've built a real network of vendors and subs, and I'm constantly adding to it through borrowers I work with.

So it's normal for borrowers to text me things like:

• "Do you have a flooring guy you trust?"

• "Need a shower/tile crew ASAP, any recommendations?"

• "My roofer ghosted. Who do you use?"

• "Any painters who can start next week?"

And a lot of times, I can send a name immediately, or get one quickly through another borrower who's actively using crews right now.

That's Real Value

To be clear: I'm not claiming my contacts will solve every issue.

But having a lender who can help you find solutions when things break is a real advantage.

Because every week you lose on a project costs you money:

• Carrying costs

• Interest

• Opportunity cost

• Lost momentum with crews

If I can help you get the right person in place faster, that can be the difference between a smooth project and one that drags out for months.

The Type of Borrower This Is Perfect For

If you're an operator who wants a lender who:

• Understands the work,

• Moves quickly,

• And can actually help you execute when things get messy...

• 
  

...then we're probably a fit.

Reply to this post with what you're working on (address or general area, purchase + rehab, and your plan), and I'll let you know if it's a deal we can support.