Loan Length
At 42 Solutions, we specialize in 6 and 12-month loan terms, which are our primary focus. However, we understand that every borrower's needs are unique. That's why we offer the flexibility to customize the loan length based on your specific requirements. Your financial goals and comfort are at the forefront of our lending approach, ensuring you get the perfect timeline for your needs. Additionally, rest assured that we're open to extensions on a case-by-case basis, providing you with even more peace of mind.
Standard and Rehab Loans
Our standard and rehab loans for residential and small multifamily properties offer a private financing option that helps borrowers purchase or refinance residential properties with speed.
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We typically expect borrowers to put down 10-20% of purchase price as a down payment. These loans are secured by the property in 1st position loans.
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​Our lending process also extends to funding both 100% of rehab cost of properties. We simplify the rehab process by facilitating draws based on progress pictures and invoices, ensuring a smooth and transparent experience for our borrowers.
​This loan type is ideal for borrowers who need to close quickly for various reasons and plan to refinance into a permanent loan or sell the property within 12 months or less.
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For a personalized consultation and to discuss how we can tailor our services to meet your specific needs, we invite you to submit a loan application or contact us directly. Let's explore the possibilities together.
Transparent and Honest Communication
We pride ourselves on providing transparent and honest communication with our clients. You can trust us to be upfront about our terms and conditions, and we will work with you to find the best solution for your financial needs. Click here to learn more about our services.
Why Choose 42 Solutions?
We are an Arizona-based private money lending company that offers diverse solutions to select real estate investors. Being experienced in real estate investing allows us to speak your language and get to a yes fast. Our lending process is primarily based on the equity in your property, so we can offer customized solutions to fit your unique financial needs. Our team is dedicated to providing exceptional service with speed and integrity.