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FAST | CREATIVE | RELIABLE

At 42 Solutions, we specialize in tailored private lending solutions for Arizona real estate investors. Whether you’re tackling a fix-and-flip, building new construction, or bridging the gap to your next deal, we deliver the speed, flexibility, and reliability you need to succeed.

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NEWSLETTER
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Customized Solutions for Your Financial Needs

At 42 Solutions, we provide a variety of lending solutions tailored to meet your specific investment needs:

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  • Fix-and-Flip Loans: Financing for acquiring and rehabbing properties, helping you turn them quickly for profit.

  • New Construction Loans: Capital for building new residential or small commercial properties from the ground up.

  • Bridge Loans: Short-term financing to bridge the gap between projects, purchases, or refinances.

  • 1st and 2nd Position Loans: Flexible options for primary or subordinate financing to suit your deal structure.

  • Cross-Collateralization: Leverage multiple properties as collateral to secure the financing you need.

  • Joint Venturing Opportunities: Partner with us to share risk and reward while scaling your investments.

  • Small Balance Commercial Loans: Customized funding solutions for smaller commercial projects.

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We understand the importance of scaling quickly while minimizing the use of your own capital. That’s why we offer up to 100% financing for purchase and rehab costs, ensuring total funding does not exceed 75% of the property’s ARV (After Repair Value). This approach keeps your projects profitable while managing risk effectively.

Lending Parameters
$100,000 - $1,500,000

​Disclaimer: Subject to change on a case-by-case basis

Interest Rate

  • 12% interest on 1-year terms

Funding

  • Up to 100% of purchase and rehab costs, capped at 75% of ARV

Origination Fee

  • 2%, net funded (no out-of-pocket at closing)

Loan Terms

  • 6 and 12-month terms with extensions considered case-by-case

*Will consider a lower LTV on a deal-by-deal basis

 

*For a personalized consultation and to discuss how we can tailor our services to meet your specific needs, we invite you to submit a loan application or contact us directly.  

Why Choose 42 Solutions?

At 42 Solutions, we pride ourselves on delivering fast approvals, providing financing decisions in 48 hours or less when all necessary information is received. Our creative financing options include 1st and 2nd position loans, cross-collateralized deals, joint ventures, and small balance commercial loans, ensuring we tailor solutions to help you scale and maximize your capital. We prioritize experienced investors, offering reliable funding you can count on to close deals quickly and efficiently.

Our Services

At 42 Solutions, we offer a range of lending solutions tailored to meet your unique investment needs, including fix-and-flip loans, new construction financing, bridge loans, 1st and 2nd position loans, cross-collateralization, and small balance commercial loans. Our goal is to help you scale faster by providing up to 100% financing for purchase and rehab costs, ensuring total funding remains within 75% of the property’s ARV. With flexible options and creative financing, we’re here to support your success while managing risk effectively.

Competitive Advantage

Our rates are competitive and depend on the specifics of each deal, but typically, we charge 12% interest and a 2% origination fee. Contact us to discuss how we can tailor a solution to meet your unique needs.

Tailored Solutions

We specialize in working directly with experienced Arizona investors, offering customized solutions that fit your specific goals. Our internal team makes decisions in-house, ensuring faster approvals and more flexibility than traditional lenders.

Streamlined Process

We value your time. Our streamlined approval process ensures you get the capital you need when you need it, with draw requests funded within 48 hours or less (provided all necessary information is submitted).

 

Ready to grow your portfolio? Email us at info@weare42solutions.com or Apply Now to get started.

Investor-Focused Lending

We are transforming the way we think about lending. We place a premium on forging strong partnerships with experienced investors who value trust, expertise, and a customized approach to financing.

Arizona,
Maricopa County

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Our Partners

Camille Kennard Realtor
Devon Kennard Investor Author NFL Alumni

TESTIMONIALS

"WORKING WITH DEVON'S LENDING COMPANY HAS BEEN AN EXCEPTIONAL EXPERIENCE. DEVON'S EXPERTISE AND REPUTATION IN THE INDUSTRY WERE EVIDENT IN THIS OUR TRANSACTION. HIS COMMUNICATION SKILLS ARE TOP-NOTCH, MAKING THE ENTIRE PROCESS SMOOTH AND EFFICIENT. HE EVEN JOINED US ON A PROJECT WALKTHROUGH IN PERSON. I WOULD RECOMMEND 42 SOLUTIONS TO ANYONE SEEKING A RELIABLE AND EXPERIENCED PARTNER FOR THEIR NEXT REAL ESTATE INVESTING JOURNEY. MYSELF AND MY PARTNER MANNY ARE ALREADY LOOKING FORWARD TO OUR NEXT ONE WITHE DEVON. "

- JEREMY JENNINGS

STAY AHEAD OF THE GAME!​

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Sign up to receive exclusive access to a FREE LENDERS KIT, our latest lending opportunities, up-to-date market insights, and valuable tips to help you secure the funding you need to grow your real estate investments. 

 

Don’t miss out on opportunities to capitalize on the Arizona market with the support of 42 Solutions. 

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© 2024 by 42 Solutions. All rights reserved.

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Legal Disclaimer

The information on this site may inform you of certain private real estate financing services offered by 42 Solutions LLC. No information published on this site constitutes or should be deemed to be (i) a solicitation for applications for real estate loans; (i) an offer, recommendation or commitment to enter into any real estate loan transaction; or (iii) a solicitation of an offer to purchase an interest in any entity or investment vehicle. No representation or guaranty is made about the accuracy or completeness of any views or strategies, forecasts, projections and other predictive statements made in this site and no such information in this site should be relied upon for purposes of making a decision about financial and real estate-related transactions. You should consult and seek professional advice from your tax, legal and accounting advisors. Clicking the “Apply Now” button will direct you to a form loan application generated through Google Forms. Such loan application is not a commitment to make a loan and neither constitutes a loan approval nor indicates that the applicant will qualify for a loan from 42 Solutions LLC.

General Disclaimer

The material posted on this website is offered for promotional, informational, or educational purposes. No content on this website is intended to constitute or be a substitute for professional advice, whether financial, legal, or otherwise. Do not act or rely on the information found here without consulting with financial professionals. This website may contain links to or from third-party websites. [Google, & Wix] has no control over the content, operations, policies, terms, or other elements of these third-party sites and make no representations about the accuracy or contents of any material available there. Links are not intended to imply sponsorship, affiliation, or endorsement.
If you have questions or suggestions, please contact us at
info@weare42solutions.com

IP Rights Notice

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Weare42solutions.com is a [registered trademark] of 42 Solutions, LLC in the United States (including, but not limited to the [State/Commonwealth of Arizona]). All graphics, logos and service marks of 42 Solutions, LLC referenced on this website are trademarks of 42 Solutions, LLC and may not be used in connection with any product or service that does not belong to 42 Solutions, LLC, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits 42 Solutions, LLC.

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