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FAST | CREATIVE | RELIABLE
At 42 Solutions, we specialize in tailored private lending solutions for Arizona real estate investors. Whether you’re tackling a fix-and-flip, building new construction, or bridging the gap to your next deal, we deliver the speed, flexibility, and reliability you need to succeed.
Customized Solutions for Your Financial Needs
At 42 Solutions, we provide a variety of lending solutions tailored to meet your specific investment needs:
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Fix-and-Flip Loans: Financing for acquiring and rehabbing properties, helping you turn them quickly for profit.
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New Construction Loans: Capital for building new residential or small commercial properties from the ground up.
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Bridge Loans: Short-term financing to bridge the gap between projects, purchases, or refinances.
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1st and 2nd Position Loans: Flexible options for primary or subordinate financing to suit your deal structure.
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Cross-Collateralization: Leverage multiple properties as collateral to secure the financing you need.
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Joint Venturing Opportunities: Partner with us to share risk and reward while scaling your investments.
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Small Balance Commercial Loans: Customized funding solutions for smaller commercial projects.
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We understand the importance of scaling quickly while minimizing the use of your own capital. That’s why we offer up to 100% financing for purchase and rehab costs, ensuring total funding does not exceed 75% of the property’s ARV (After Repair Value). This approach keeps your projects profitable while managing risk effectively.
Lending Parameters
$100,000 - $1,500,000
​Disclaimer: Subject to change on a case-by-case basis
Interest Rate
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12% interest on 1-year terms
Funding
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Up to 100% of purchase and rehab costs, capped at 75% of ARV
Origination Fee
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2%, net funded (no out-of-pocket at closing)
Loan Terms
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6 and 12-month terms with extensions considered case-by-case
*Will consider a lower LTV on a deal-by-deal basis
*For a personalized consultation and to discuss how we can tailor our services to meet your specific needs, we invite you to submit a loan application or contact us directly.
Why Choose 42 Solutions?
At 42 Solutions, we pride ourselves on delivering fast approvals, providing financing decisions in 48 hours or less when all necessary information is received. Our creative financing options include 1st and 2nd position loans, cross-collateralized deals, joint ventures, and small balance commercial loans, ensuring we tailor solutions to help you scale and maximize your capital. We prioritize experienced investors, offering reliable funding you can count on to close deals quickly and efficiently.
Our Services
At 42 Solutions, we offer a range of lending solutions tailored to meet your unique investment needs, including fix-and-flip loans, new construction financing, bridge loans, 1st and 2nd position loans, cross-collateralization, and small balance commercial loans. Our goal is to help you scale faster by providing up to 100% financing for purchase and rehab costs, ensuring total funding remains within 75% of the property’s ARV. With flexible options and creative financing, we’re here to support your success while managing risk effectively.
Competitive Advantage
Our rates are competitive and depend on the specifics of each deal, but typically, we charge 12% interest and a 2% origination fee. Contact us to discuss how we can tailor a solution to meet your unique needs.
Tailored Solutions
We specialize in working directly with experienced Arizona investors, offering customized solutions that fit your specific goals. Our internal team makes decisions in-house, ensuring faster approvals and more flexibility than traditional lenders.
Streamlined Process
We value your time. Our streamlined approval process ensures you get the capital you need when you need it, with draw requests funded within 48 hours or less (provided all necessary information is submitted).
Ready to grow your portfolio? Email us at info@weare42solutions.com or Apply Now to get started.
Investor-Focused Lending
We are transforming the way we think about lending. We place a premium on forging strong partnerships with experienced investors who value trust, expertise, and a customized approach to financing.
Arizona,
Maricopa County
Our Partners
