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WE ARE 42 SOLUTIONS
Arizona Private Lender Built for Speed and Execution
Flexible private financing for fix-and-flip and bridge projects across Arizona, built for investors who value speed, certainty, and clean execution.
At 42 Solutions, we are an Arizona-based private lender helping real estate investors access fast, reliable capital to close deals with confidence. Whether you are running a value-add project or bridging to your next opportunity, we provide real estate funding in Phoenix and across Arizona.
Our lending approach is flexible, transparent, and tailored to your investment goals. With direct capital from Devon Kennard, an experienced investor and operator, we understand the realities of scaling a real estate portfolio and structuring deals that actually work.
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Timing matters in real estate. That is why we prioritize speed, service, and smart underwriting, so you can close quickly, compete confidently, and scale your business with the right capital partner.
FAST | CREATIVE | RELIABLE
Fix & Flip + Bridge Financing in Greater Phoenix
At 42 Solutions, we’re a relationship-based private lender built to help investors close quickly, execute confidently, and keep momentum on their next deal.
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Fix-and-Flip Loans: Purchase + rehab financing for value-add residential projects
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Bridge Loans: Short-term financing for purchases, refinances, and transitional opportunities
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Flexible Structures: We can structure around real-world scenarios when it makes sense
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We can fund up to 90% of purchase and up to 100% of rehab, with final terms structured around the deal and borrower profile.
Lending Parameters
$100,000 - $2,500,000
​Disclaimer: Subject to change on a case-by-case basis
Pricing
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12% interest annualized
Competitive origination fees structured per transaction
Funding
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Up to 90% purchase financing
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Up to 100% rehab financing
Final terms structured around the deal and borrower profile
Loan Terms
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12-month bridge structure
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No prepayment penalty
Extensions available when needed
Speed
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Closings as fast as 48 hours once the loan file is complete
Draws typically funded within 24 hours once documentation is received and verified
Have a deal you want to discuss?
Email us the address, purchase price, rehab budget, and estimated ARV and we’ll take a look.
Why Choose 42 Solutions?
At 42 Solutions, we’re a relationship-based private lender built for speed and execution. We deliver financing decisions quickly once the loan file is complete, helping investors move with confidence in competitive markets.
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We structure deals around real-world scenarios and focus on reliability, clarity, and momentum — so you can close efficiently and stay competitive in Arizona.
Our Services
At 42 Solutions, we provide private lending solutions designed to help investors close quickly and execute confidently. Our focus is on fix-and-flip and bridge financing for value-add residential projects across Arizona.
We structure deals around real-world scenarios and maintain disciplined leverage to support clean execution and strong exits.
Competitive Advantage
Pricing is competitive and structured around the specifics of each deal and borrower profile. Our goal is to create financing that supports strong execution while protecting long-term stability.
Tailored Solutions
We work directly with Arizona investors and make decisions in-house, allowing for faster approvals and flexible deal structuring. Our approach is relationship-based, built to support long-term operators who value clarity and momentum.
Streamlined Process
We value your time. Our approval process is straightforward and efficient, with closings as fast as 48 hours once the loan file is complete. Draw requests are typically funded within 24 hours once documentation is received and verified.
Have a deal ready?
Email us at info@weare42solutions.com or Apply Now to get started.
Investor-Focused Lending
We prioritize long-term relationships with Arizona investors who value speed, clarity, and disciplined execution. Our role is simple: provide reliable capital so you can focus on running your projects and scaling your portfolio.
Arizona,
Maricopa County
Our Partners
