QUESTIONS ON THIS LOAN
How is this different from a fix-and-flip loan?
It offers the same speed and basic structure, without a rehab holdback. Use it when the property does not require renovation financing.
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Do you lend on commercial?
Selectively, yes. Commercial properties typically fund up to 50% of the purchase price, with longer closing timelines than residential. Send us the asset details, business plan, and deadline, and we’ll let you know whether it is a fit.
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Can I refinance out of it?
Yes. There is no prepayment penalty, so you can pay off the loan when you sell or secure permanent financing.
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How long can I keep it?
The standard structure is a 12-month bridge loan, with extensions available when additional time is needed.
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What do you need to get started?
Property address, purchase price or current value, exit plan, and timeline. For income-producing commercial properties, include the rent roll or operating statements.
A LOAN WE FUNDED
BRIDGE • GILBERT
Loan: $600,000
Term: 12 months
RESIDENTIAL AND COMMERCIAL
Residential is where we move fastest, with funding up to 90% of the purchase price and closings in as little as 48 hours with clean title and a complete file.
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We also consider commercial assets on a case-by-case basis. Commercial funding typically runs up to 50% of the purchase price, and closing timelines are longer because additional due diligence is required. If your commercial deal has a firm deadline, bring it to us early.
WHEN A BRIDGE LOAN IS THE RIGHT TOOL
You need to close quickly to secure a purchase.
You are between a purchase and permanent financing.
You are between a purchase and permanent financing.
A bank approved the loan but cannot meet your timeline.
bridge
bridge loans IN ARIZONA
Short-term financing for purchases, refinances, and transitional opportunities—when timing matters and you need certainty at the closing table. We lend on residential properties and selectively consider commercial assets.
funding
up to 90%
Up to 90% of the purchase price on residential properties. Loan amounts from $100,000 to $2,500,000. Commercial properties typically fund up to 50% of the purchase price.
PRICING
12% + 1pt
12% annualized interest, plus one point origination.
TERMS
12 MONTHS
Bridge structure. No prepayment penalty. Extensions available.
SPEED
As little as 48 hours
Residential closings in as little as 48 hours with clean title and a complete file. Commercial closings take longer.
Parameters are subject to change on a case-by-case basis.