NEW CONSTRUCTION
NEW CONSTRUCTION loans IN ARIZONA
Ground-up financing for infill lots, teardowns, and vacant parcels inside established Arizona neighborhoods. Infill is our bread and butter. We also consider raw land development on a case-by-case basis.
funding
PER PROJECT
$100,000 to $2,500,000. Leverage on ground-up projects is structured individually. Raw land typically funds at 50% of the purchase price.
PRICING
12% + 1.52pt
12% annualized interest. Origination is 1.5% to 2%, depending on loan length.
TERMS
UP TO 24 MONTHS
Built for real construction timelines. No prepayment penalty. Extensions available.
SPEED
24 HOUR DRAWS
Draws funded within 24 hours of receiving and verifying the required documentation.
Parameters are subject to change on a case-by-case basis.
NON-DUTCH INTEREST
Interest accrues only on your outstanding balance—the funds you have actually drawn. Undrawn construction holdback costs you nothing until you draw it.
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On a ground-up project running 18–24 months, that structure keeps your interest costs tied to the funds you actually use.
HOW CONSTRUCTION LOANS WORK
Construction funds are released through draws as the build progresses, based on verified completed work. Draws are generally funded within 24 hours of receiving and verifying the required documentation.
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A stalled draw can disrupt your subcontractors and your schedule, so we treat construction draws with the same urgency as rehab draws.
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We build the draw schedule around your actual construction timeline.
A LOAN WE FUNDED
