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QUESTIONS ON THIS LOAN

How are you different from a national hard money lender?
We are Arizona-based and lend our own capital. Your deal is evaluated using local market knowledge, you speak directly with the decision-maker, and draws fund within 24 hours of receiving and verifying the required documentation.

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Do I need a track record?
Experience helps, but first-time flippers are welcome. We evaluate the deal and the operator together. A strong project with a realistic budget receives serious consideration, and we’ll give you a straight answer either way.

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What if my ARV is wrong?
We review your estimated ARV against local comparable sales and evaluate your rehab budget. If our valuation differs from yours, we’ll explain why early in the review process so you can make an informed decision.

 

Can you really close in 48 hours?
Yes, with clean title and a complete file. Tell us your deadline up front, and we’ll let you know whether it is achievable.

A LOAN WE FUNDED

FIX AND FLIP • SCOTTSDALE

Loan: $1,950,000
ARV: $3.4M
Term: 12 months

WHAT WE NEED FROM YOU

Rehab funds are held back and released against verified completed work. Submit the required documentation, we verify it, and the draw is funded within 24 hours.

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This process keeps funding tied to completed work and the approved rehab plan.

HOW THE DRAWS WORK

Rehab funds are held back and released against verified completed work. Submit the required documentation, we verify it, and the draw is funded within 24 hours.

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This process keeps funding tied to completed work and the approved rehab plan.

WHY OPERATORS CHOOSE US

We know your market firsthand.
We are Arizona-based and Arizona-focused. We evaluate your after-repair value against local comparable sales and firsthand market knowledge. That means faster answers and a valuation conversation with someone who understands the neighborhood.

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You talk to the decision-maker.
Decisions are made in-house, with direct access to the person reviewing your deal and approving your financing.

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Our capital is our own.
We lend our own funds, which gives us the flexibility to move quickly and close in as little as 48 hours with clean title and a complete file.

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Draws fund fast.
Draws are funded within 24 hours of receiving and verifying the required documentation, helping keep your subcontractors working and your project on schedule.

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We build lasting relationships.
We want to earn your next five deals. That shapes how we communicate, solve problems, and handle the project in front of us.

FIX AND FLIP

FIX AND FLIP LOANS IN ARIZONA

Purchase plus rehab financing for value-add residential projects across Arizona. We lend our own capital and make decisions in-house, so you get a real answer quickly and a closing you can plan around.

funding

90% purchase / 100% rehab

Up to 90% of the purchase price and up to 100% of rehab costs, funded through draws. Loan amounts from $100,000 to $2,500,000.

PRICING

12% + 1pt

12% annualized interest, plus one point origination.

TERMS

12 MONTHS

Bridge structure. No prepayment penalty. Extensions available.

SPEED

As little as 48 hours

Close in as little as 48 hours with clean title and a complete file.

Parameters are subject to change on a case-by-case basis.

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