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NEW CONSTRUCTION
NEW CONSTRUCTION LOANS IN ARIZONA
Ground-up financing for infill lots — the teardowns and vacant parcels inside established neighborhoods that banks often will not finance.
FUNDING
Per project
Leverage on ground-up is structured individually. $100,000 to $2,500,000.
PRICING
12% + 1pt
12% interest annualized, plus one point origination.
TERMS
12 months
Bridge structure. No prepayment penalty. Extensions available.
SPEED
24 hours
Funded within 24 hours of verified documentation.
Parameters are subject to change on a case-by-case basis.
HOW CONSTRUCTION LOANS WORK
Construction funds are released through draws as the build progresses and against verified completed work, generally within 24 hours of receiving the required documentation.
We build the draw schedule around your actual construction timeline rather than forcing the project into a generic template.
A LOAN WE FUNDED
NEW CONSTRUCTION • SCOTTSDALE
Loan: $1,650,000
Term: 24 months
QUESTIONS ON THIS LOAN
Do you lend on the lot purchase too?
Often, yes. The structure depends on the project. Send us the full picture — lot, plans, budget, and timeline.
What if the build runs long?
Extensions are available. Tell us early; we would rather restructure the loan than have you scrambling.
Do you need permits in hand?
Not to begin the conversation. They are required before funding, and we will tell you exactly what is needed when we review the project.