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BRIDGE
BRIDGE LOANS IN ARIZONA
Short-term financing for purchases, refinances, and transitional opportunities — when timing matters more than the lowest rate on paper and you need certainty at the closing table.
FUNDING
Up to 90%
Of purchase price. $100,000 to $2,500,000.
PRICING
12% + 1pt
12% interest annualized, plus one point origination.
TERMS
12 months
Bridge structure. No prepayment penalty. Extensions available.
SPEED
48 hours
Close in as little as 48 hours with clean title and a complete file.
Parameters are subject to change on a case-by-case basis.
WHEN A BRIDGE LOAN IS THE RIGHT TOOL
You need to close before a seller changes their mind.
You need to close before a seller changes their mind.
You have equity in one property and a deadline on another.
A bank approved the loan but cannot meet your timeline.
A LOAN WE FUNDED
BRIDGE • GILBERT
Loan: $600,000
Term: 12 months
QUESTIONS ON THIS LOAN
How is this different from a fix-and-flip loan?
Same speed and basic structure, without a rehab holdback. Use it when the property does not require renovation financing.
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Can I refinance out of it?
Yes. There is no prepayment penalty. If you sell or refinance in month four, you pay for four months.
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How long can I keep it?
The standard structure is a 12-month bridge loan, with extensions available when a project needs additional time.