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Is Now the Right Time to Fix & Flip in Arizona?

  • Writer: Devon Kennard
    Devon Kennard
  • 7 days ago
  • 2 min read

Is Now the Right Time to Fix & Flip in Arizona?

The real answer: it depends on two things.


1. Can you still find deals with real margin?

Yes, but they're not everywhere. They're in the right pockets, with the right buy box, and they usually need a fast close.


2. Can you close fast when you find them?

This is where most Arizona investors lose deals right now. The best opportunities don't sit. If you can't close in 2 to 3 weeks, you'll lose to buyers who can.


That's where 42 Solutions comes in.


What 42 Solutions Fix & Flip Financing Looks Like

  • Close in as little as 48 hours once the loan file is complete (when title and insurance are clean)

  • Up to 90% purchase + 100% rehab for proven borrowers

  • Interest-only payments during the project

  • No prepayment penalty

  • Fast rehab draws, typically within 24 hours once you submit photos and proof subs are paid

We're not the cheapest lender in Arizona.


But if you value speed, certainty, and a lender who can structure deals creatively when it makes sense, we're a great fit.


A Real Deal Example at Today's Arizona Price Points

Purchase: $600,000


Rehab: $120,000


Total Cost: $720,000


42S Financing: 90% of purchase + 100% rehab

  • Purchase funds: $540,000

  • Rehab funds: $120,000

  • Total loan: $660,000

  • Cash you bring: $60,000 (plus closing costs)

ARV: $900,000


Sale price: $885,000


Estimated holding costs (interest, taxes, insurance, utilities, etc.): ~$45,000


Estimated profit:

$885,000 − $720,000 − $45,000 = $120,000


ROI: ~$120,000 profit on ~$60,000 down = ~200% (before closing costs), typically in 4–7 months depending on scope + market.


How the Process Works

  1. Quick pre-approval so you can make offers confidently

  2. Send the deal numbers: address, purchase, rehab, ARV, and timeline

  3. Close fast, as little as 48 hours once the file is complete

  4. Rehab draws funded as work is completed

  5. Sell or refi and move to the next one

Ready to Run the Numbers on Your Deal?

Reply with your address, purchase price, rehab budget, ARV, and target close date and I'll tell you quickly if it fits our box.


Or reply FAST if you need to close in the next 7 to 21 days and I'll prioritize your file.​

 
 
 

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