THE BORROWERS WE WORK BEST WITH

Who We’re Built For (and Who We’re Not)

42 Solutions is not designed to be the lender for every deal. That is intentional.

We are built for operators who value clarity, execution, and long-term relationships over chasing the cheapest capital in the market.

We’re a Strong Fit For

• Arizona-based fix-and-flip and ground-up development projects

• Borrowers who prioritize certainty and execution over headline rates

• Operators who want a direct relationship with a local private lender

• Projects that work under conservative, realistic underwriting

These are the partnerships where speed, alignment, and trust matter most.

We’re Likely Not the Right Fit If

• The deal only works at maximum leverage

• The primary focus is shopping strictly on rate

• The project relies on aggressive assumptions or best-case scenarios

• You are looking for institutional-style leverage with fund-level pricing

We believe capital should support the deal, not pressure it.

Our goal is to build long-term relationships with serious Arizona operators who want a lending partner they can call more than once, not one-off transactions driven by pricing alone.

If you are working on projects in Arizona and want to understand whether we would be a good fit, reply to this email and tell us a little about what you are building. Even if there is no immediate deal, we are always open to connecting with operators who value execution and partnership.